Estate Planning

The attorneys at RGCM are experienced in addressing issues related to Wills, Trusts, Elder Law, Financial Powers of Attorney, Health Care Powers of Attorney, Living Wills, and preparing related documents to meet clients' needs. When possible we prefer to work as a team along with a client's accountants, financial advisors, insurance agents and other key persons. The initial consultation is typically complimentary and we provide estate planning documents on a flat fee basis. The documents and estate plans we commonly prepare include the following:

  • Last Will and Testament: A Last Will and Testament allows you to choose your Executor, appoint the Guardians for your minor children and direct the amounts and conditions upon which your assets pass to beneficiaries upon your death. Frequently, testamentary trusts are included for minor beneficiaries.
  • Revocable Living Trusts: Revocable Trusts may be used to avoid the probate process, protect the privacy of your family and distribute your assets according to your terms and conditions. Revocable Trusts are also very beneficial should you become disabled and unable to manage your own financial affairs.
  • Irrevocable Trusts: Irrevocable Trusts offer opportunities to transfer assets to spouses, children and other individuals and protect them against a beneficiary's immaturity, spousal claims (at divorce or death), creditor claims and future estate and gift taxes.
  • Charitable Trusts: If you have charitable intentions during your lifetime or after your death, certain trusts may offer tax advantages and insure that gifts are used in accordance with your desires.
  • Special Needs Planning: Families with disabled children are faced with preserving the child's eligibility for government benefits while also ensuring assets are available to cover other expenses and needs. We help clients achieve both goals through trusts and other planning tools.
  • Medicaid Planning: Proper planning assists in preserving family wealth and qualification for Medicaid benefits for long term health care needs.
  • VA Pension Planning (Aid and Attendance): VA Pensions are often overlooked benefits provided to Veterans who were enlisted during a time of war. Our attorneys can review the qualification requirements with you and assist with the planning necessary to preserve family wealth and obtain your benefits.
  • Pet Trusts: Pet trusts are used to ensure that your pets are properly cared for in the event of your death or disability.
  • Prenuptial Agreements: These documents are helpful in limiting spousal rights at death, thereby preserving assets from passing outside the bloodline. They also address the rights of spouses in the event of divorce.
  • Financial Powers of Attorney: This document allows another person to act on your behalf regarding your financial affairs. Most often, this document is used by the named Attorney-in-Fact when you become incapacitated or are otherwise unable to conduct your financial affairs.
  • Health Care Powers of Attorney: This document names a Health Care Surrogate to make health care decisions for you when you no longer have decisional capacity.
  • Living Wills: This document relates to life support and authorizes or directs the removal (or non-removal) of life support measures in a number of situations.